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Vickie Cardenas

Account Manager Employee Benefits

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415-855-1111 ext. 203

Vickie is an Account Manager at Gainefits. With more than 20 years in the Employee Benefits Industry, Vickies experience enables her to provide reliable throughtful year-round service to employers and employee. Vickie is also knowledgeable about the complex issues related to escalated benefit claims and required compliance. Vickie has served as the Chapter President of the National Health Underwriters NAHU Golden Gate Chapter and has run her own successful private practice brokerage. y and is an advocate of the use of Technology to meet client challenges and drive better results.

Experience

Employee Benefits:

  • Group Medical, Dental, Life, Disability, and Vision
  • Voluntary Benefits
  • International Benefits
  • Wellness Programs
  • Compliance
  • Employee Communications
    HRIS, Benefits Administration, and Payroll implementations
  • Design and Implementation of Employee Benefit Programs

Specialist in Account Servicing:

  • Compliance Specialist
  • Open Enrollment 
  • Vendor Management 
  • Carrier Selection and Recommendations
  • Employee Claims Handling
  • Wellness Program Development and Management
  • Small and Large Group Plan Management 
  • TPA Products (Plan Administration) COBRA FMLA
  • Medicare and Covered California

Insurance Placement and Risk Analysis:

  • Alternative funding; self-funding, level-funding, minimum premium, retrospective, and prospective
  • TPA Selection & Management
  • Pharmacy Management
  • Mental health and EAP carve-outs

Qualifications:

  • REBC: Registered Employee Benefits Consultant
  • Education: B.S. Business Administration at the Cal State University, Fresno

Affiliations:

  • NAHU Chapter President of the Golden Gate Association of Health Underwriters (2009 – 2010)
  • Member of National Association of Health Underwriters
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