Renters Insurance

When you rent an apartment or a house, you need insurance that covers you and your belongings in case of an unfortunate event.

A policy for tenants can give you the protection you need at a price that you can afford. To give greater flexibility and good price, our agency will offer you a policy that is basic, solid and that allows you to add more options if you need them.

The essential quality protection

A renters policy covers: furniture, clothing, appliances and many other personal belongings and even some additional costs if you have to move during repairs in the event of damage to the house or apartment.

Personal liability (included) coverage provides protection if a guest is injured accidentally while they are in your home, or if the belongings of your guest are damaged and the damage is caused by: You, members of your family or your pets or your personal activities.

Your policy also could include the costs to defend you in a trial related to an injury or property damage.

The additional protection that is right for you

While the basic tenants insurance may be appropriate for some people living in rental housing, there may be the need for optional coverage for complete protection. Some optional coverages include: Personal articles coverage which protects specific items of high value.

Schedules Personal Property gives you more extensive real special coverage such as jewelry, silverware, fine arts, skins, cameras, weapons, musical instruments and personal computers under a scheduled items list.

Replacement cost coverage , allows you to repair or replace most of your personal belongings in your house or apartment without any deduction for depreciation.

Prices and discounts to save money

The price for renters insurance is very competitive. To make it even more accessible, we will help you to find ways to reduce the cost of your insurance with a range of discounts if your house or apartment is equipped with: Alarm burglar, smoke detectors, fire alarms, sprinkler system, deadbolt locks and fire extinguishers.

Little by little your savings increase. Through the electronic transfer of funds, you can save time and avoid the cost of mailing your insurance premium.

Our service is very personal and we do everything possible to save you time.

At Inclusive we always think about ways to make your life easier so that you don’t have. If you, your family or your possessions suffer a loss or damages, our staff of agents handles your claim quickly and professionally. We have fast and efficient claims service. You always talk to a person, never a machine.

Would you like to know more about insurance for tenants? Call today to speak with your independent agent at Inclusive Insurance.